Employer Healthcare Benefits Survey


The Employer Healthcare Benefits Survey provides you with the data you need to compare your practices and determine if your benefits are a good fit. The best way to benchmark your healthcare employee benefits against other California firms is to obtain the most up to date figures. Employers Group allows you this opportunity! Gain the knowledge you need to enhance, reduce, or realign your benefits package to best fit the needs of your company.


Our survey covers all information relative to the most popular Group Medical Insurance Plans such as:

  • General Plan Features
  • Preferred Provider Organizations (PPO)
  • Point of Service Plans (POS)
  • Health Maintenance Organizations (HMO)
  • High-Deductible Health Plan (HDHP) with Health Reimbursement Arrangements (HRAs) or Health Savings Accounts (HSAs)

For each of the health plans listed, we cover the following topics:

  • Monthly Premium Cost
  • Employee vs. Employer Contributions
  • Deductibles
  • Maximum Annual Out-Of-Pocket Expense
  • Cost-Sharing Formulas
  • And much more…

2013 Highlights

  • The average monthly premiums for the four plans are $478 for Employee Only and $1,388 for Family Plan.
  • The premiums had increased from the last to the current Policy Year by 5.9% and 7.0%, respectively.
  • The top five (5) cost controlling measures implemented for the latest fiscal year were: changed carrier, increased employee contributions for employee and dependent coverage, increased plan’s out-of-pocket maximum on all coverages, and increased deductible for hospitalization.
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